Cardano Foundation × Libertum · Programmable Tokens

CIP-113
Programmable Tokens on Cardano

A new standard for regulated tokenization — compliance, transfer rules, and holder logic executed at the protocol layer, not bolted on. Libertum is building the production infrastructure on top of CIP-113.

Built on Cardano
1:1
Native asset model
0
Smart contract risk
On-chain
Compliance hooks
EUTXO
Deterministic execution
Why It Matters

Compliance you don't have to re-implement.

CIP-113 makes regulated assets first-class citizens of the Cardano ledger — with guarantees, not workarounds.

Compliance-Native by Design

Transfer rules, holder restrictions, and jurisdictional policies live at the protocol layer — not bolted on through an external oracle.

No Smart Contract Required

CIP-113 extends Cardano native tokens. No proxy contracts, no upgradeable logic, no smart-contract attack surface for issuers to defend.

Programmable Transfers

Encode KYC checks, accreditation rules, lock-ups, and whitelist logic directly into the token policy — enforced for every single transfer.

Institution-Grade

Deterministic EUTXO execution, predictable fees, and formal-methods-friendly logic. The infrastructure auditors and trustees actually want.

How It Works

From policy to settled transfer — deterministically.

01

Define the Policy

Specify the token's transfer rules, holder requirements, and lifecycle constraints as a programmable policy — versioned and auditable.

02

Mint via Native Asset Layer

Tokens are issued natively on Cardano's multi-asset ledger. No smart contract deployment, no proxy patterns — just a registered policy ID.

03

Transfer Hooks Run On-Chain

Every transfer triggers the policy's compliance checks at the protocol level. Non-compliant transactions fail deterministically before settlement.

04

Lifecycle Managed by Libertum

Use Libertum's T-Suite to manage allowlists, dispute resolution, governance votes, redemptions, and reporting from a single dashboard.

Use Cases

What programmable tokens unlock.

Anywhere transfer rules and on-chain compliance matter — CIP-113 collapses the gap between issuance and policy.

Real Estate

Tokenized Property Ownership

Issue fractional ownership tokens that automatically restrict transfers to verified, accredited investors in supported jurisdictions.

Funds

Regulated Fund Shares

Tokenize fund interests with built-in lock-up enforcement, redemption windows, and investor allowlists — programmable from issuance.

Stablecoins

Compliance-First Stablecoins

Issue regulated stablecoins where transfer hooks enforce sanctions screening and AML policy directly on-chain.

Securities

Security Tokens

Equity, debt, and revenue-share instruments with native enforcement of holding-period rules and Reg-D / Reg-S restrictions.

Commodities

Asset-Referenced Tokens

Back tokens 1:1 with physical commodities and use programmable policies to manage custody attestations and oracle updates.

Climate

Carbon & Impact Credits

Retire-on-transfer logic, registry verification hooks, and provenance metadata baked into the token's lifecycle.

Partnership
Libertum Cardano

Building the standard, together.

Standards alone don't ship products. We're working alongside the Cardano Foundation to turn CIP-113 into the default issuance rail for regulated tokenization.

Cardano Foundation

Standards stewardship, ecosystem alignment, and protocol-level guidance. CIP-113 is championed and curated through Cardano's open improvement-proposal process.

Libertum

Production tokenization stack — issuance flows, lifecycle management, compliance engine, and white-label infrastructure built on top of CIP-113 from day one.

Spring '26 Accelerator

Libertum was selected for the Cardano Accelerator Program to bring institutional RWA infrastructure to Cardano with CIP-113 as the foundation.

Built in Public

Every step — code reviews, mainnet rehearsals, audits, integrations — published openly so the ecosystem can validate, fork, and build alongside us.

"CIP-113 changes what's possible for regulated assets on a public blockchain. We're building the operator-grade tooling so issuers can put it to work — not just read about it."

— Libertum × Cardano

At a Glance

Standard Snapshot

Standard CIP-113
Network Cardano (mainnet-track)
Asset Model Native multi-asset
Execution EUTXO / Plutus V3
Integration T-Suite white-label + API
Status @ Libertum Code review · pre-mainnet
Building on Cardano?

Get a hands-on CIP-113 demo with the Libertum team.

We'll walk through the issuance flow, transfer hooks, and lifecycle tooling — and show you exactly how CIP-113 fits your asset class, jurisdiction, and timeline.

  • 30-minute live walkthrough of the T-Suite × CIP-113 stack
  • Tailored to your asset class and regulatory context
  • Q&A with engineers actively shipping CIP-113 to mainnet
  • Optional next-step: a sandbox environment for your team

Request a demo

Tell us a bit about your project. We'll reply within one business day.

We'll never share your details. Replies typically within one business day.

Be early on the standard that defines regulated tokenization on Cardano.

Build with the team that's been shipping it from day one — and ship faster than you would anywhere else.