Platform Overview
Platform Overview
What Libertum is
Libertum is a regulated tokenization platform that lets asset owners convert off-chain assets — real estate, equity, debt, invoices, royalties, commodities — into compliant on-chain tokens, distribute them to investors through a marketplace, manage the resulting cap table, distribute dividends, and (where permitted) trade them on a secondary market. The same platform also provides asset managers with a structured workspace for tracking portfolios of off-chain or already-tokenized assets, with an optional bridge for taking those assets on-chain when the time is right.
The platform is multi-chain by design. On EVM, Libertum uses the ERC-3643 (T-REX) security-token standard on Base Mainnet. On Cardano, Libertum supports CIP-20 fungible tokens on Mainnet today, with CIP-113 programmable security tokens running on Cardano Preview pending audit clearance for mainnet GA.
Three things distinguish Libertum from a generic issuance toolkit:
- Compliance is baked in, not bolted on. Identity, claim verification, country rules, hold times, and supply caps are enforced on every transfer by the token contract itself.
- A single product for issuers AND asset managers. Most competitors do one or the other. Libertum’s Asset Management Platform handles assets that may never tokenize, and connects (via the Tokenization Bridge) to the Issuer Platform when an asset becomes ready.
- Whitelabel everything. Issuers can run the whole investor portal under their own brand and domain, or just a single-offering shopfront, without operating any infrastructure of their own.
The three platforms at a glance
Libertum is one product surface, but functionally it is three distinct platforms that share a marketplace, an identity layer, and a compliance layer.
Investor Platform
For retail and accredited investors, institutional allocators, and family offices. Verify identity, connect a wallet, browse offerings, place primary orders (card, wire, stablecoin), receive tokens, view portfolio P&L, claim dividends and coupons, trade on the secondary market, and export tax statements.
Issuer Platform
For asset owners, sponsors, fund managers, real estate operators, and corporates raising capital. Pass KYB, choose a subscription plan, run the Tokenization Wizard to configure an offering (asset class, token economics, compliance rules, documents, team), submit for admin approval, deploy the contracts, manage the cap table, declare and distribute dividends, force-transfer in compliance scenarios, and host a branded shopfront or full whitelabel marketplace.
Asset Management Platform
For asset managers, fund administrators, real estate operating companies, and family offices managing multi-asset portfolios. Maintain a central registry of all managed assets (tokenized or not), track each asset across nine workspace tabs, run lifecycle workflows from acquisition to disposition, manage maintenance and operations, generate reports, and — when an asset is ready — invoke the Tokenization Bridge to convert it into an offering on the Issuer Platform.
Read the Asset Management Guide →
Two operational platforms behind the scenes
Two further platforms support the three above: an Admin Portal used by Libertum’s own platform operators (and authorised sub-admins), and a Transfer Agent Portal used by issuers’ designated transfer agents. They are described in the Issuer Guide.
Asset classes supported
Libertum supports eight asset classes in the canonical issuer wizard. Each has its own data model, document requirements, and tokenization-wizard step sequence (see the Issuer Guide).
| Asset class | Typical use | Distribution model |
|---|---|---|
| Real Estate | Fractional ownership of property — commercial, residential, multi-family, retail, hotel, industrial. | Rental income; monthly or quarterly distributions. |
| Equity | Tokenized share class of a private company. | Dividends + governance votes. |
| Equity Digital Asset | Native tokenized equity with detailed governance, vesting, and risk disclosures. | Dividends + governance votes. |
| Debt Digital Asset | Tokenized corporate debt, loans, or bonds. | Coupon payments + principal at maturity. |
| Invoice Factoring Fractionalisation | Tokenized trade-finance receivables / invoice pools. | Discounted face value at maturity. |
| Revenue Digitisation | Tokenized revenue streams — royalties, app revenue, music rights, SaaS revenue share. | Streaming revenue distribution. |
| Commodity Tokenization | Tokenized commodities — gold, oil, agricultural commodities. | Spot-pegged or NAV-pegged value, optional yield. |
| Bonding Token | Bonding-curve token with stablecoin reserve, where instant liquidity matters more than security-token compliance. | Buy/sell on bonding curve; optional staking yield. |
The multi-chain story
Libertum supports two chain families today: EVM (currently Base, both Mainnet and Sepolia) and Cardano (Mainnet for CIP-20, Preview testnet for CIP-113).
Why both. EVM gives instant-finality Ethereum tooling, the most mature security-token standard, the deepest stablecoin liquidity (USDC, USDT), and the broadest wallet reach. Cardano gives a UTXO-model alternative with materially lower per-transaction fees and a formal-methods-friendly Plutus validator architecture.
What an investor sees. Investors don’t have to think about chains. Each offering declares its standard; the chain family is derived from that. When connecting a wallet, the platform shows EVM wallets (RainbowKit + WalletConnect — MetaMask, Coinbase Wallet, Rabby, Rainbow, hardware) and Cardano wallets (CIP-30 — Eternl, Lace) in parallel.
What an issuer sees. In the Tokenization Wizard, the issuer picks a token standard. The platform routes the deployment to the appropriate chain’s deployment service.
Mainnet vs Preview for Cardano. CIP-113 is currently in preview-testnet-only status pending a third-party security audit. CIP-20 (non-permissioned native tokens) is live on Cardano Mainnet today.
Regulatory & compliance posture
Libertum enforces the following compliance constraints in code, not just in documentation:
- KYC for individual investors — performed via SumSub. Investors cannot place a primary order until their KYC status is APPROVED.
- KYB for issuers — same provider, business flow. Issuers cannot publish an offering until KYB is APPROVED.
- Wallet whitelisting — even after KYC, an investor’s specific wallet address must be approved per offering before tokens can be allocated to it.
- Jurisdiction rules — each offering can configure Country Allow and/or Country Restrict compliance modules. Transfers to wallets in non-allowed jurisdictions are rejected at the contract level.
- Hold time — each offering can configure a minimum hold period (e.g. 365 days post-mint).
- Supply cap — each offering has a hard cap on total supply enforced on chain.
- Maximum holder balance — optional per-investor cap (a standard accreditation / concentration tool).
What Libertum does not do: Libertum is a technology provider, not a broker-dealer. Securities-law obligations remain with the issuer and their counsel. Libertum does not provide tax advice; tax classification and filing remain the investor’s responsibility.
See Compliance Enforcement for the full enforcement chain.
Stablecoins & settlement
Libertum settles primary and secondary markets in stablecoin or fiat: USDC and USDT on Base Mainnet, bank wire to issuer-published accounts (with on-platform mark-received workflow on both sides), Stripe card / SEPA / ACH (with Stripe Connect for issuer payouts net of platform fee), and Cardano stablecoin / native settlement for Cardano-side offerings.
Libertum also operates a separate Libertum stablecoin product for tenant-branded stablecoin issuance — useful for ecosystems where the issuer wants a branded settlement asset.
Whitelabel options
Libertum supports two distinct whitelabel modes, gated by the issuer’s subscription plan:
- Whitelabel Shopfront — a single-offering branded landing page at
tenant.libertum.marketor a custom domain. Investors who arrive go through a guided flow without seeing a marketplace or the Libertum brand. - Whitelabel Platform — a full investor / issuer marketplace under the issuer’s own brand, available at a custom subdomain or custom domain. The issuer’s offerings are featured prominently; the issuer can have their own admin team and tenant-specific KYC.
See the Issuer Guide for setup walkthroughs.